According to @balajis, traders can leverage as little as 10 BTC to establish a transaction hub for small communities, functioning similarly to a centralized exchange. As long as individual settlements remain under $1 million USD, most community business can be conducted efficiently through offchain settlements between participants. This approach can streamline trading operations, reduce onchain fees, and increase transaction speed, offering a practical alternative for peer-to-peer crypto trading and liquidity management (source: @balajis).